Collier
County Emergency Management: Flood Information
Based on a brochure developed by Lee County (Florida) Emergency Management
What do the years 1981, 1982, 1985, 1987, 1988, 1992, 1993 and 1995 (twice!)
have in common?
Southwest Florida residents filed insurance claims for flood damage!
What parts of Collier County are prone to flooding?
Actually, there's not much of Collier County that isn't likely
to flood at some time. The most likely?
-
Islands, both barrier islands like Marco or Keywaydin, or off shore such
as any of the 10,000 Islands. . .
-
Areas with an elevation of 10 feet or less. . .
-
Areas on or near canals, creeks, streams or designated wetlands. . .
-
Those above 10 feet in elevation, but lower than surrounding areas. . .
Don't assume that, just because you've never seen flooding in your neighborhood,
that it can't happen!
Don't assume that, just because you're not in a "flood zone," or aren't
required to have flood insurance that you can't be flooded!
Storm surge flooding and rainfall flooding are two completely
different things!
If your neighborhood has seen flooding once, it probably will flood
again!
How will you be alerted to flood conditions in your area?
Local media and NOAA Weather Radio (162.475 in Southwest Florida) will
broadcast flood warnings. Emergency vehicles will use sirens and loud speaker
systems where possible. . . and if there is time!
The National Weather Service issues FLASH FLOOD STATEMENTS when it appears
that heavy rain or other potential flood generators are in the forecast.
If flooding is expected a FLASH FLOOD is issued,
to alert you to the possibility of flooding in the next 24 to 36 hours.
General protective advice is given to allow you time to prepare in case
flooding actually develops.
When reports are received that flooding is occurring a FLASH
FLOOD is issued, and safety information is given
for immediate action that may save your life!
Is your homeowner's or renter's insurance policy enough?
NO! Homeowner and renter policies do not cover damage from RISING
WATER! You can protect your home and contents through the National
Flood Insurance Program (NFIP). Collier County participates in the NFIP,
and works actively with the Federal Government to make it as affordable
as possible. Local flood plain management ordinances and construction requirements
are in place.
To find out more about flood insurance and the NFIP, contact your insurance
agent, or any licensed property or casualty insurance agent or broker.
Insurance under the NFIP is relatively inexpensive, but only you can decide
if it's a good personal investment! Ask questions!
If your home should be more than 50% destroyed by any cause,
you will be required to make any repairs or rebuild in complete compliance
with the NFIP, and all local building and safety codes at that time. Most
homeowners policies do not cover back-up of septic tanks or sewers
into your home unless you have added a special "rider" to your policy,
covering this type of flooding. It is also not covered by the NFIP!
Go to: Emergency Management Graphics page |
Text
Page | Backgrounder: Flood Information | Flood
Insurance Facts | Flood Terms
© 2002, Board of County Commissioners of Collier County, Florida